As Lenders: Earning Interest

Only ETH is acceptable as deposit liquidity

Only ETH could be the borrowing asset, and the oracle machine will use ETH as the unit of account.

As the lenders, you could deposit your ETH and earn the interest.

How do I deposit?

Browse to the "Deposit" section and click on "Deposit" for the Pools you want to deposit. Select the amount you'd like to deposit and submit your transaction. Once the transaction is confirmed, your deposit is successfully registered and you begin earning interest.

How much will I earn?

HTokens holders receive continuous earnings that evolve with market conditions based on:

• The interest rate payment on loans - depositors share the interests paid by borrowers corresponding to the average borrow rate times the utilization rate. The higher the utilization of a reserve the higher the yield for depositors.

Each pool has its own market of supply and demand with its own APY (Annual Percentage Yield) which evolves with time. You can find the average annual rate over the past 30 days to evaluate the rate evolution, and you can also find more data on the reserve overview of each asset in the home section on the app.

Is there a minimum or maximum amount to deposit?

You can deposit any amount you want, there is no minimum or maximum limit. Still, it's important to take into account that for really low amounts it is possible that the transaction cost of the process is higher than the expected earnings. It is recommended that you consider this when depositing very low amounts.

Can I use stable or variable rate for depositing ETH?

No, only the variable rate.

Where are my deposited ETHs stored?

Your funds are allocated in a smart contract. The code of the smart contract is public, open source, formally verified, and audited by third-party auditors. You can withdraw your funds from the pool on-demand or export a tokenized (HETH) version of your lender position. HETH can be moved and traded as any other cryptographic asset on Ethereum.

How do I withdraw?

To withdraw you need to go to the "Account" section and click on “Withdraw”. Select the amount to withdraw and submit the transaction. Also, you can use your “HTokens" as liquidity without withdrawing.